Get into your dream

home today!


Working with a local mortgage lender that’s giving back to the community.

Save on closing costs and pick your local charity and we will donate to them on your behalf.

  • Close in 30 days or less!
  • Down payment starting at 3%!
  • Save thousands on closing costs with escrow waiver!
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What Customers are Saying...

Our customer feedback are very important to us. We strive to always give the highest quality of service and support and to do that we listen to what our customers are saying.

Down Payment options starting at just 3% on Home Purchase!

Shop around and save with us!


We deliver the absolute best lending experience and mortgage rates through knowledge, communication, and care. Our mission supports the growth and strength of our communities and provides a pathway to the dream of homeownership. Whether you are a new home buyer looking for a first time mortgage or needing to refinance your home mortgage, there are hundreds of types of mortgages and refinancing loan options available, each with their own qualification and terms. Luckily, you don’t have to face it alone. We understand that there is no one size fits all solution to home financing.

We offer the following loan programs:

  • FHA
  • VA
  • USDA
  • Jumbo
  • Conventional
  • HomePath
Happy Customers

More than 150 customers financed.

Ready to purchase your home?

Our services are best for home buyers, real estate buyers/sellers, real estate agents and investors.

Refinancing or Renovating?

We can help you with that, too!


We offer a wide range of refinance and renovation loan options, designed to best meet the needs of local borrowers. If you’re looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

  • FHA Streamline
  • FHA Cash Out
  • VA Streamline
  • VA Cash Out
  • USDA Streamline
  • HELOC
  • HARP
  • Jumbo

Understanding Mortgages

The 3 common types of mortgages.


Conventional

A conventional mortgage is a home loan that isn’t backed by a government agency, such as the FHA or VA. Conventional mortgages often meet the down payment and income requirements set by Fannie Mae and Freddie Mac, and they often conform to the loan limits set by the Federal Housing Finance Administration (FHFA).

FHA

An FHA loan is a mortgage issued by an FHA-approved lender and insured by the Federal Housing Administration (FHA). Designed for low-to-moderate-income borrowers, FHA loans require a lower minimum down payments and credit scores than many conventional loans.

VA

A VA loan is a mortgage loan available through a program established by the United States Department of Veterans Affairs (previously the Veterans Administration). The VA sets the qualifying standards, dictates the terms of the mortgages offered and guarantees a portion of the loan, but doesn’t actually offer the financing. VA home loans are provided by private lenders, such as banks and mortgage companies, instead.

It's important to understand mortgages.

By Chris DMello 19 Mar, 2024
Mortgage rates up 0.25%-0.5% this week as inflation (both CPI and PPI) refuses to come down pushing back the Fed’s rate cuts to probably 2-3 from 7 at the start of the year. Today’s Mortgage Rates - Our Conventional 30 yr is now at 6.625%, $1K Lender fee, NO POINTS, 6.65% APR 600K purchase price, 20% down, 780+ credit, primary residence, SFH, 30 day lock. Mortgage approval in 5 business days! Rates as of 03/14/2024 Get Today’s mortgage rate at https://www.bestlocalmortgagereviews.com/ and see how much your clients can save with a lower rate that helps get them into their dream home. Here's this week's quick look at the markets! ‌ 
By Chris DMello 11 Mar, 2024
Today’s Mortgage Rates - Our Conventional 30 yr is now at 6.375%, $1K Lender fee, NO POINTS, 6.4% APR 600K purchase price, 20% down, 780+ credit, primary residence, SFH, 30 day lock. Mortgage approval in 5 business days! Rates as of 03/07/2024 Get Today’s mortgage rate at https://www.bestlocalmortgagereviews.com/ and see how much your clients can save with a lower rate that helps get them into their dream home.  Here's this week's quick look at the markets! ‌
By Chris DMello 01 Mar, 2024
Today’s Mortgage Rates - Our Conventional 30 yr is now at 6.625%, $1K Lender fee, NO POINTS, 6.7% APR 600K purchase price, 20% down, 780+ credit, primary residence, SFH, 30 day lock. Mortgage approval in 5 business days! Rates as of 2/27/24 Get Today’s mortgage rate at https://www.bestlocalmortgagereviews.com/ and see how much your clients can save with a lower rate that helps get them into their dream home. 
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