About Us

Helping Customers get their dream home.

Who we are

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We deliver the absolute best lending experience through knowledge, communication, and care. Our mission supports the growth and strength of our communities and provides a pathway to the dream of homeownership. Whether you are a new home buyer looking for a first time mortgage or needing to refinance your home mortgage, there are hundreds of types of mortgages and refinancing loan options available, each with their own qualification and terms. Luckily, you don't have to face it alone. We understand that there is no one size fits all solution to home financing. Our experienced mortgage experts will work with you to find the best types of mortgages for your individual needs. For those buying a home, we offer free up-front credit approvals and fast on-time closings to make your loan as simple and easy as possible.

EXPLORE OUR SERVICES

Ready to purchase your home?

Our services are best for home buyers, real estate buyers/sellers, real estate agents and investors.

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205 North Ave West, Cranford, NJ 07016

Some Frequently Asked Questions

There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we’re here to help you choose the best type of home loan for your needs.

  • Do you provide financing for different types of properties?

    Yes we approve financing for Single Family Homes, Multi-Family Homes, Condominiums, Townhouses and Manufactured Homes.

  • What is the minimum Credit Score required for Financing?

    We approve Credit Scores above 640 for Single/Family Homes while properties such as Condominiums, Buildings and such require a higher credit of 700+

  • How can I talk to a representative to Discuss my Financing options?

    If you have questions relating to your financing options please contact us by submitting our contact form above. You can also reach us using this number: (908) 858-2220.

  • Where are you based and do you have an office?

    We are a company based in New Jersey and our office location is 6 Martin Pl, Cranford, NJ 07016, USA.

  • What time is your Office Open?

    Our office is open from Monday to Friday from 9:00 AM - 7:30 PM.

  • Why is the Payoff Amount higher than the Balance on my Mortgage Statement?

    The pay off is always higher because you are always a month behind on your mortgage, i.e. when you make your current mortgage payment you are paying the previous months interest as the interest is paid in arrears.

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What Customers are Saying...

Our customer feedback are very important to us. We strive to always give the highest quality of service and support and to do that we listen to what our customers are saying.

Mortgages and financing options they can get complicated and with so many choices you might not get what you need. But thanks to HomeGotOwned I got the appropriate financing I needed for our new home in New Jersey.

Simon G.

I'm a realtor so I have clients that I recommend and sell properties to. HomeGotOwned is one of those companies that recommend to my clients if they need home financing and they do a great job!

Janice

I actually own a business and me and my wife recently moved to New Jersey. Before we got there we bought a home with the help of HomeGotOwned and they were very accommodating.

Alexander

Contact Us

Have any questions or need some help with our services? Fill in the form below and we will get back to you as soon as possible. You can also give us a call or send us a directly email using the information below:

Contact Form

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